For starters, insurance companies couldn't charge more for preconditions and/or outright deny insurance.
Plus one of the things government should do is care for the welfare of those who need it most. A sick person being denied insurance and thus the ability to live seems like someone in pretty dire need.
"insurance companies couldn't charge more for preconditions and/or outright deny insurance" - what do you think will be immediate consequence of that? Right away?
How do you envision a national-wide health care system based on private non-profit organizations? I can't imagine that. For me it looks like there are only two variants: either profitable private business, or government tax-funded program. If the regulation takes away private insurer's profits, insurer will find better use for his money.
In reality, though, they will not sacrifice their profits, at least initially. They will raise premiums. Government will probably want to cap premiums in order to protect public, insurers will come up with some other way to transfer expenses to customers, and so on. Very entertaining process, especially from a vantage point of a guy who pays for it.
An example of non-profits working in real life: Credit Unions. Make insurance companies non-profits that compete with each other, just like credit unions do with each other (and for-profit banks).
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politicartoons2009-10-14 02:35 pm
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Plus one of the things government should do is care for the welfare of those who need it most. A sick person being denied insurance and thus the ability to live seems like someone in pretty dire need.
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Outrageous! Government is clearly supposed to be made up of people who, in response to entreaties for help, reply "BOOTSTRAPS!"
And then bomb you, if you're brown.
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Less profit for them. Which I'm okay with because I don't think health insurance should be a for-profit business.
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In reality, though, they will not sacrifice their profits, at least initially. They will raise premiums. Government will probably want to cap premiums in order to protect public, insurers will come up with some other way to transfer expenses to customers, and so on. Very entertaining process, especially from a vantage point of a guy who pays for it.
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